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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,234 | $106,864-65.2% | $147,318-74.7% | $82,637-54.9% |
| Participation rate | 77.5% | 75.5%+2.0pp | 82.1%-4.6pp | 68.1%+9.4pp |
| Annual return | 371.11% | 27.49%+343.6pp | 70.43%+300.7pp | 53.51%+317.6pp |
| Employer contribution / active EE | $2,638 | $3,417-22.8% | $4,593-42.6% | $2,552+3.4% |
| Participant deferral / active EE | $5,287 | $6,496-18.6% | $7,906-33.1% | $4,126+28.1% |
| Admin fee / account holder | $10,353 | $8,415+23.0% | $13,708-24.5% | $7,339+41.1% |