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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,995 | $124,425+80.0% | $112,040+99.9% | $137,256+63.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.55% | 24.72%-8.2pp | 24.52%-8.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $6,685 | $3,411+96.0% | $2,954+126.3% | $4,156+60.9% |
| Participant deferral / active EE | $9,922 | $5,718+73.5% | $5,098+94.6% | $6,407+54.9% |
| Admin fee / account holder | $9,617 | $15,207-36.8% | $12,098-20.5% | $12,270-21.6% |