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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,995 | $126,661+76.8% | $113,397+97.5% | $138,895+61.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 16.55% | 25.05%-8.5pp | 23.20%-6.6pp | 145.39%-128.8pp |
| Employer contribution / active EE | $6,685 | $3,456+93.4% | $2,977+124.6% | $4,194+59.4% |
| Participant deferral / active EE | $9,922 | $5,693+74.3% | $5,076+95.5% | $6,396+55.1% |
| Admin fee / account holder | $9,617 | $14,549-33.9% | $11,957-19.6% | $12,562-23.4% |