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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,859 | $183,539-81.0% | $155,556-77.6% | $145,897-76.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.42% | 61.31%-50.9pp | 64.84%-54.4pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,349 | $5,315-55.8% | $4,675-49.8% | $4,663-49.6% |
| Participant deferral / active EE | $4,716 | $6,467-27.1% | $5,631-16.3% | $6,689-29.5% |
| Admin fee / account holder | $707 | $19,275-96.3% | $15,885-95.6% | $13,390-94.7% |