Filed December 8, 2017
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,684 | $45,266-30.0% | $103,693-69.4% | $65,306-51.5% |
| Participation rate | 38.9% | 53.3%-14.4pp | 72.6%-33.7pp | 57.7%-18.7pp |
| Annual return | 17.88% | 25.10%-7.2pp | 47.61%-29.7pp | 21.94%-4.1pp |
| Employer contribution / active EE | $953 | $1,765-46.0% | $2,920-67.4% | $1,967-51.6% |
| Participant deferral / active EE | $1,755 | $2,099-16.4% | $4,579-61.7% | $2,959-40.7% |
| Admin fee / account holder | $2,830 | $3,221-12.2% | $7,858-64.0% | $3,480-18.7% |