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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,079 | $88,996+173.1% | $78,004+211.6% | $138,895+75.0% |
| Participation rate | 90.9% | 74.4%+16.5pp | 69.4%+21.5pp | 79.9%+11.0pp |
| Annual return | 17.51% | 28.03%-10.5pp | 31.07%-13.6pp | 145.39%-127.9pp |
| Employer contribution / active EE | $6,246 | $2,917+114.1% | $2,469+153.0% | $4,194+48.9% |
| Participant deferral / active EE | $13,661 | $4,724+189.2% | $4,092+233.9% | $6,396+113.6% |
| Admin fee / account holder | $8,526 | $8,807-3.2% | $7,578+12.5% | $12,562-32.1% |