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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,079 | $106,588+128.1% | $94,215+158.0% | $155,188+56.6% |
| Participation rate | 90.9% | 74.3%+16.6pp | 70.0%+21.0pp | 80.8%+10.1pp |
| Annual return | 17.51% | 29.39%-11.9pp | 28.22%-10.7pp | 148.84%-131.3pp |
| Employer contribution / active EE | $6,246 | $3,080+102.8% | $2,675+133.5% | $4,248+47.0% |
| Participant deferral / active EE | $13,661 | $4,802+184.5% | $4,276+219.5% | $6,531+109.2% |
| Admin fee / account holder | $8,526 | $12,281-30.6% | $10,216-16.5% | $14,480-41.1% |