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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,536 | $212,386-49.4% | $199,883-46.2% | $138,895-22.6% |
| Participation rate | 90.0% | 87.4%+2.6pp | 86.8%+3.2pp | 79.9%+10.1pp |
| Annual return | 25.54% | 47.75%-22.2pp | 43.81%-18.3pp | 145.39%-119.9pp |
| Employer contribution / active EE | $4,069 | $6,625-38.6% | $6,261-35.0% | $4,194-3.0% |
| Participant deferral / active EE | $10,673 | $9,617+11.0% | $9,138+16.8% | $6,396+66.9% |
| Admin fee / account holder | $3,232 | $18,233-82.3% | $17,268-81.3% | $12,562-74.3% |