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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,514 | $106,749+4.5% | $145,433-23.3% | $82,448+35.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 19.66% | 27.59%-7.9pp | 66.58%-46.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $3,425 | $3,444-0.6% | $4,554-24.8% | $2,551+34.3% |
| Participant deferral / active EE | $9,171 | $6,519+40.7% | $7,897+16.1% | $4,139+121.6% |
| Admin fee / account holder | $483 | $8,390-94.2% | $13,129-96.3% | $7,234-93.3% |