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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,024 | $160,070-24.4% | $147,117-17.7% | $145,897-17.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.46% | 98.69%-81.2pp | 420.54%-403.1pp | 552.29%-534.8pp |
| Employer contribution / active EE | $2,893 | $5,285-45.3% | $4,932-41.3% | $4,663-37.9% |
| Participant deferral / active EE | $9,038 | $8,419+7.3% | $8,065+12.1% | $6,689+35.1% |
| Admin fee / account holder | $3,275 | $15,035-78.2% | $12,993-74.8% | $13,390-75.5% |