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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,133 | $86,949+23.2% | $102,460+4.6% | $80,959+32.3% |
| Participation rate | 92.6% | 72.4%+20.2pp | 76.5%+16.1pp | 67.7%+25.0pp |
| Annual return | 10.61% | 18.89%-8.3pp | 29.47%-18.9pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,246 | $2,370-5.2% | $3,025-25.8% | $2,757-18.6% |
| Participant deferral / active EE | $5,692 | $4,121+38.1% | $5,056+12.6% | $4,300+32.4% |
| Admin fee / account holder | $475 | $8,048-94.1% | $9,460-95.0% | $6,925-93.1% |