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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,113 | $108,825-68.7% | $156,181-78.2% | $82,448-58.6% |
| Participation rate | 26.8% | 72.4%-45.5pp | 78.8%-52.0pp | 68.1%-41.2pp |
| Annual return | 20.61% | 20.59%0pp | 64.87%-44.3pp | 41.64%-21.0pp |
| Employer contribution / active EE | $935 | $2,870-67.4% | $4,294-78.2% | $2,551-63.3% |
| Participant deferral / active EE | $2,080 | $4,577-54.6% | $6,132-66.1% | $4,139-49.8% |
| Admin fee / account holder | $6,761 | $9,341-27.6% | $14,586-53.6% | $7,234-6.5% |