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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,187 | $138,385-20.4% | $184,243-40.2% | $80,925+36.2% |
| Participation rate | 87.9% | 83.9%+4.0pp | 86.8%+1.1pp | 67.7%+20.2pp |
| Annual return | 18.18% | 20.02%-1.8pp | 28.82%-10.6pp | 35.65%-17.5pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $17,044 | $7,075+140.9% | $9,132+86.6% | $4,299+296.5% |
| Admin fee / account holder | $9,461 | $10,489-9.8% | $13,914-32.0% | $6,940+36.3% |