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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,205 | $146,267+114.8% | $197,124+59.4% | $82,448+281.1% |
| Participation rate | 86.5% | 84.0%+2.5pp | 86.7%-0.2pp | 68.1%+18.5pp |
| Annual return | 15.05% | 29.61%-14.6pp | 44.34%-29.3pp | 41.64%-26.6pp |
| Employer contribution / active EE | $24,482 | $4,723+418.3% | $6,227+293.1% | $2,551+859.7% |
| Participant deferral / active EE | $19,091 | $7,035+171.4% | $9,135+109.0% | $4,139+361.2% |
| Admin fee / account holder | $43,177 | $14,422+199.4% | $16,298+164.9% | $7,234+496.8% |