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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,195 | $106,864-79.2% | $147,318-84.9% | $82,637-73.1% |
| Participation rate | 80.6% | 75.5%+5.1pp | 82.1%-1.5pp | 68.1%+12.5pp |
| Annual return | 27.47% | 27.49%0pp | 70.43%-43.0pp | 53.51%-26.0pp |
| Employer contribution / active EE | $1,881 | $3,417-45.0% | $4,593-59.1% | $2,552-26.3% |
| Participant deferral / active EE | $4,490 | $6,496-30.9% | $7,906-43.2% | $4,126+8.8% |
| Admin fee / account holder | $1,294 | $8,415-84.6% | $13,708-90.6% | $7,339-82.4% |