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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,229 | $102,385-86.1% | $147,080-90.3% | $80,935-82.4% |
| Participation rate | 81.6% | 75.9%+5.7pp | 82.2%-0.6pp | 67.7%+13.9pp |
| Annual return | 16.06% | 135.09%-119.0pp | 420.17%-404.1pp | 35.66%-19.6pp |
| Employer contribution / active EE | $1,537 | $3,717-58.7% | $4,933-68.9% | $2,757-44.3% |
| Participant deferral / active EE | $3,429 | $6,651-48.4% | $8,066-57.5% | $4,299-20.2% |
| Admin fee / account holder | $831 | $7,951-89.5% | $12,989-93.6% | $6,924-88.0% |