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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,650 | $160,028-75.2% | $147,080-73.0% | $145,884-72.8% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 21.38% | 98.60%-77.2pp | 420.17%-398.8pp | 551.85%-530.5pp |
| Employer contribution / active EE | $4,117 | $5,286-22.1% | $4,933-16.5% | $4,662-11.7% |
| Participant deferral / active EE | $9,659 | $8,422+14.7% | $8,066+19.7% | $6,690+44.4% |
| Admin fee / account holder | $0 | $15,030-100.0% | $12,989-100.0% | $13,392-100.0% |