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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,149 | $201,370-37.9% | $184,256-32.1% | $145,897-14.2% |
| Participation rate | 82.6% | 87.5%-4.9pp | 86.8%-4.2pp | 80.3%+2.3pp |
| Annual return | 17.65% | 29.05%-11.4pp | 28.85%-11.2pp | 552.29%-534.6pp |
| Employer contribution / active EE | $9,371 | $7,024+33.4% | $6,427+45.8% | $4,663+101.0% |
| Participant deferral / active EE | $19,138 | $9,808+95.1% | $9,133+109.5% | $6,689+186.1% |
| Admin fee / account holder | $4,044 | $16,364-75.3% | $13,899-70.9% | $13,390-69.8% |