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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,672 | $61,125+0.9% | $94,057-34.4% | $87,485-29.5% |
| Participation rate | 29.0% | 64.1%-35.0pp | 73.3%-44.3pp | 68.9%-39.9pp |
| Annual return | 17.34% | 35.20%-17.9pp | 480.62%-463.3pp | 26.06%-8.7pp |
| Employer contribution / active EE | $573 | $2,136-73.2% | $2,933-80.5% | $2,596-77.9% |
| Participant deferral / active EE | $2,477 | $3,260-24.0% | $4,709-47.4% | $4,274-42.0% |
| Admin fee / account holder | $0 | $5,629-100.0% | $7,244-100.0% | $7,775-100.0% |