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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,672 | $64,920-5.0% | $103,693-40.5% | $86,983-29.1% |
| Participation rate | 29.0% | 63.6%-34.6pp | 72.6%-43.6pp | 69.5%-40.5pp |
| Annual return | 17.34% | 30.29%-12.9pp | 47.61%-30.3pp | 25.83%-8.5pp |
| Employer contribution / active EE | $573 | $2,141-73.2% | $2,920-80.4% | $2,584-77.8% |
| Participant deferral / active EE | $2,477 | $3,241-23.6% | $4,579-45.9% | $4,194-40.9% |
| Admin fee / account holder | $0 | $6,191-100.0% | $7,858-100.0% | $7,856-100.0% |