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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,583 | $76,522-18.2% | $56,033+11.7% | $145,884-57.1% |
| Participation rate | 5.0% | 63.2%-58.2pp | 52.5%-47.5pp | 80.3%-75.3pp |
| Annual return | 9.43% | 3014.28%-3004.9pp | 1711.38%-1701.9pp | 551.85%-542.4pp |
| Employer contribution / active EE | $235 | $1,382-83.0% | $1,041-77.4% | $4,662-95.0% |
| Participant deferral / active EE | $235 | $2,624-91.0% | $1,954-88.0% | $6,690-96.5% |
| Admin fee / account holder | $256 | $3,328-92.3% | $2,827-90.9% | $13,392-98.1% |