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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,431 | $154,754-66.1% | $124,206-57.8% | $138,895-62.3% |
| Participation rate | 70.0% | 75.5%-5.5pp | 69.6%+0.4pp | 79.9%-9.9pp |
| Annual return | 23.38% | 709.28%-685.9pp | 515.27%-491.9pp | 145.39%-122.0pp |
| Employer contribution / active EE | $2,631 | $4,446-40.8% | $3,540-25.7% | $4,194-37.3% |
| Participant deferral / active EE | $10,760 | $4,621+132.8% | $3,968+171.2% | $6,396+68.2% |
| Admin fee / account holder | $778 | $6,690-88.4% | $5,929-86.9% | $12,562-93.8% |