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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,736 | $102,382-36.8% | $147,005-56.0% | $80,874-20.0% |
| Participation rate | 76.0% | 75.8%+0.2pp | 82.2%-6.2pp | 67.6%+8.4pp |
| Annual return | 13.92% | 134.89%-121.0pp | 418.76%-404.8pp | 35.62%-21.7pp |
| Employer contribution / active EE | $7,626 | $3,715+105.3% | $4,934+54.5% | $2,756+176.7% |
| Participant deferral / active EE | $8,741 | $6,646+31.5% | $8,070+8.3% | $4,297+103.4% |
| Admin fee / account holder | $4,437 | $7,942-44.1% | $13,006-65.9% | $6,935-36.0% |