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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,459 | $159,978-40.3% | $147,041-35.1% | $145,978-34.6% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.5pp |
| Annual return | 14.79% | 98.36%-83.6pp | 419.21%-404.4pp | 550.52%-535.7pp |
| Employer contribution / active EE | $3,899 | $5,288-26.3% | $4,935-21.0% | $4,662-16.4% |
| Participant deferral / active EE | $7,260 | $8,429-13.9% | $8,071-10.0% | $6,690+8.5% |
| Admin fee / account holder | $664 | $15,053-95.6% | $13,006-94.9% | $13,400-95.0% |