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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,267 | $106,749-50.1% | $145,433-63.4% | $82,448-35.4% |
| Participation rate | 96.4% | 75.6%+20.8pp | 82.1%+14.3pp | 68.1%+28.4pp |
| Annual return | 12.88% | 27.59%-14.7pp | 66.58%-53.7pp | 41.64%-28.8pp |
| Employer contribution / active EE | $1,254 | $3,444-63.6% | $4,554-72.5% | $2,551-50.9% |
| Participant deferral / active EE | $8,241 | $6,519+26.4% | $7,897+4.3% | $4,139+99.1% |
| Admin fee / account holder | $1,547 | $8,390-81.6% | $13,129-88.2% | $7,234-78.6% |