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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,077 | $201,344-39.9% | $184,243-34.3% | $145,877-17.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.68% | 29.01%-17.3pp | 28.82%-17.1pp | 551.28%-539.6pp |
| Employer contribution / active EE | $2,400 | $7,022-65.8% | $6,427-62.7% | $4,663-48.5% |
| Participant deferral / active EE | $11,500 | $9,807+17.3% | $9,132+25.9% | $6,691+71.9% |
| Admin fee / account holder | $510 | $16,382-96.9% | $13,914-96.3% | $13,402-96.2% |