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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,762 | $123,155-14.1% | $108,753-2.8% | $155,188-31.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 19.32% | 44.73%-25.4pp | 37.47%-18.2pp | 148.84%-129.5pp |
| Employer contribution / active EE | $6,648 | $2,811+136.5% | $2,427+174.0% | $4,248+56.5% |
| Participant deferral / active EE | $5,157 | $4,623+11.5% | $4,115+25.3% | $6,531-21.0% |
| Admin fee / account holder | $1,131 | $12,126-90.7% | $10,320-89.0% | $14,480-92.2% |