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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,331 | $68,097-59.9% | $62,929-56.6% | $137,256-80.1% |
| Participation rate | 70.6% | 77.4%-6.9pp | 73.1%-2.5pp | 80.0%-9.4pp |
| Annual return | 16.43% | 1859.11%-1842.7pp | 1063.93%-1047.5pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,079 | $2,811-61.6% | $2,505-56.9% | $4,156-74.0% |
| Participant deferral / active EE | $3,351 | $4,553-26.4% | $3,888-13.8% | $6,407-47.7% |
| Admin fee / account holder | $890 | $6,521-86.3% | $5,065-82.4% | $12,270-92.7% |