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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,285 | $99,053+42.6% | $88,179+60.2% | $138,895+1.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.17% | 78.17%-62.0pp | 64.97%-48.8pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,869 | $2,882-35.2% | $2,549-26.7% | $4,194-55.4% |
| Participant deferral / active EE | $12,924 | $5,225+147.3% | $4,614+180.1% | $6,396+102.1% |
| Admin fee / account holder | $892 | $8,748-89.8% | $7,673-88.4% | $12,562-92.9% |