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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,421 | $201,344+41.3% | $184,243+54.4% | $145,877+95.0% |
| Participation rate | 95.0% | 87.5%+7.5pp | 86.8%+8.2pp | 80.3%+14.7pp |
| Annual return | 14.58% | 29.01%-14.4pp | 28.82%-14.2pp | 551.28%-536.7pp |
| Employer contribution / active EE | $7,466 | $7,022+6.3% | $6,427+16.2% | $4,663+60.1% |
| Participant deferral / active EE | $16,173 | $9,807+64.9% | $9,132+77.1% | $6,691+141.7% |
| Admin fee / account holder | $23,553 | $16,382+43.8% | $13,914+69.3% | $13,402+75.7% |