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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,780 | $155,555+4.0% | $146,866+10.2% | $155,188+4.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.61% | 115.41%-94.8pp | 102.85%-82.2pp | 148.84%-128.2pp |
| Employer contribution / active EE | $2,897 | $4,647-37.7% | $4,425-34.5% | $4,248-31.8% |
| Participant deferral / active EE | $15,053 | $8,044+87.1% | $7,759+94.0% | $6,531+130.5% |
| Admin fee / account holder | $809 | $14,755-94.5% | $13,620-94.1% | $14,480-94.4% |