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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,454 | $88,672-65.7% | $105,223-71.1% | $82,448-63.1% |
| Participation rate | 38.5% | 67.9%-29.5pp | 75.0%-36.6pp | 68.1%-29.6pp |
| Annual return | 18.59% | 30.86%-12.3pp | 180.65%-162.1pp | 41.64%-23.1pp |
| Employer contribution / active EE | $1,293 | $3,048-57.6% | $3,689-65.0% | $2,551-49.3% |
| Participant deferral / active EE | $3,622 | $4,036-10.2% | $5,072-28.6% | $4,139-12.5% |
| Admin fee / account holder | $1,720 | $7,146-75.9% | $8,859-80.6% | $7,234-76.2% |