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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,037 | $138,393+97.3% | $184,256+48.2% | $80,959+237.3% |
| Participation rate | 93.8% | 83.9%+9.9pp | 86.8%+6.9pp | 67.7%+26.1pp |
| Annual return | 18.85% | 20.01%-1.2pp | 28.85%-10.0pp | 35.67%-16.8pp |
| Employer contribution / active EE | $10,634 | $4,847+119.4% | $6,427+65.5% | $2,757+285.7% |
| Participant deferral / active EE | $20,456 | $7,076+189.1% | $9,133+124.0% | $4,300+375.7% |
| Admin fee / account holder | $36,544 | $10,489+248.4% | $13,899+162.9% | $6,925+427.7% |