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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,098 | $146,267+138.7% | $197,124+77.1% | $82,448+323.4% |
| Participation rate | 91.7% | 84.0%+7.7pp | 86.7%+5.0pp | 68.1%+23.6pp |
| Annual return | 21.64% | 29.61%-8.0pp | 44.34%-22.7pp | 41.64%-20.0pp |
| Employer contribution / active EE | $11,627 | $4,723+146.2% | $6,227+86.7% | $2,551+355.8% |
| Participant deferral / active EE | $21,485 | $7,035+205.4% | $9,135+135.2% | $4,139+419.1% |
| Admin fee / account holder | $29,342 | $14,422+103.5% | $16,298+80.0% | $7,234+305.6% |