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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,422 | $72,426-95.3% | $67,560-94.9% | $145,897-97.7% |
| Participation rate | 87.5% | 76.9%+10.6pp | 72.9%+14.6pp | 80.3%+7.2pp |
| Annual return | 14.34% | 7226.78%-7212.4pp | 3533.50%-3519.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,737-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,301 | $4,785-72.8% | $4,004-67.5% | $6,689-80.6% |
| Admin fee / account holder | $588 | $5,514-89.3% | $3,994-85.3% | $13,390-95.6% |