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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,866 | $201,370-31.0% | $184,256-24.6% | $145,897-4.8% |
| Participation rate | 81.8% | 87.5%-5.7pp | 86.8%-5.0pp | 80.3%+1.5pp |
| Annual return | 22.53% | 29.05%-6.5pp | 28.85%-6.3pp | 552.29%-529.8pp |
| Employer contribution / active EE | $8,549 | $7,024+21.7% | $6,427+33.0% | $4,663+83.3% |
| Participant deferral / active EE | $8,158 | $9,808-16.8% | $9,133-10.7% | $6,689+22.0% |
| Admin fee / account holder | $3,596 | $16,364-78.0% | $13,899-74.1% | $13,390-73.1% |