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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,866 | $201,259-31.0% | $184,200-24.6% | $145,959-4.9% |
| Participation rate | 81.8% | 87.5%-5.7pp | 86.8%-5.0pp | 80.3%+1.5pp |
| Annual return | 22.53% | 28.98%-6.4pp | 28.80%-6.3pp | 561.95%-539.4pp |
| Employer contribution / active EE | $8,549 | $7,018+21.8% | $6,424+33.1% | $4,661+83.4% |
| Participant deferral / active EE | $8,158 | $9,806-16.8% | $9,132-10.7% | $6,689+22.0% |
| Admin fee / account holder | $3,596 | $16,372-78.0% | $13,907-74.1% | $13,398-73.2% |