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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,601 | $88,702-62.1% | $81,780-58.9% | $145,978-77.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.35% | 1029.12%-1014.8pp | 776.27%-761.9pp | 550.52%-536.2pp |
| Employer contribution / active EE | $2,444 | $3,084-20.8% | $2,914-16.1% | $4,662-47.6% |
| Participant deferral / active EE | $5,560 | $4,645+19.7% | $4,321+28.7% | $6,690-16.9% |
| Admin fee / account holder | $4,568 | $8,414-45.7% | $7,384-38.1% | $13,400-65.9% |