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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,652 | $72,071-22.8% | $68,368-18.6% | $137,256-59.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 19.88% | 353.14%-333.3pp | 292.57%-272.7pp | 220.34%-200.5pp |
| Employer contribution / active EE | $6,470 | $2,788+132.1% | $2,649+144.2% | $4,156+55.7% |
| Participant deferral / active EE | $6,870 | $4,410+55.8% | $4,123+66.6% | $6,407+7.2% |
| Admin fee / account holder | $5,029 | $5,336-5.7% | $5,150-2.3% | $12,270-59.0% |