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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,678 | $154,228-35.4% | $145,433-31.5% | $137,256-27.4% |
| Participation rate | 71.4% | 83.8%-12.4pp | 82.1%-10.7pp | 80.0%-8.5pp |
| Annual return | 12.66% | 74.59%-61.9pp | 66.58%-53.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $3,916 | $4,804-18.5% | $4,554-14.0% | $4,156-5.8% |
| Participant deferral / active EE | $6,013 | $8,216-26.8% | $7,897-23.9% | $6,407-6.2% |
| Admin fee / account holder | $2,775 | $14,344-80.7% | $13,129-78.9% | $12,270-77.4% |