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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,326 | $97,125-75.0% | $86,233-71.8% | $137,256-82.3% |
| Participation rate | 92.9% | 74.2%+18.7pp | 69.0%+23.8pp | 80.0%+12.9pp |
| Annual return | 20.21% | 74.19%-54.0pp | 61.39%-41.2pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,456 | $2,841-48.8% | $2,504-41.9% | $4,156-65.0% |
| Participant deferral / active EE | $2,598 | $5,180-49.8% | $4,559-43.0% | $6,407-59.4% |
| Admin fee / account holder | $2,133 | $9,725-78.1% | $8,342-74.4% | $12,270-82.6% |