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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,672 | $100,203-79.4% | $85,240-75.7% | $145,897-85.8% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 13.45% | 84.28%-70.8pp | 66.75%-53.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,478 | $3,242-54.4% | $2,735-46.0% | $4,663-68.3% |
| Participant deferral / active EE | $2,696 | $5,299-49.1% | $4,527-40.4% | $6,689-59.7% |
| Admin fee / account holder | $867 | $7,265-88.1% | $6,165-85.9% | $13,390-93.5% |