Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,893 | $177,156+147.2% | $147,027+197.8% | $154,746+183.0% |
| Participation rate | 25.0% | 79.4%-54.4pp | 73.7%-48.7pp | 80.7%-55.7pp |
| Annual return | 15.65% | 21.94%-6.3pp | 20.23%-4.6pp | 172.34%-156.7pp |
| Employer contribution / active EE | $472 | $4,336-89.1% | $3,626-87.0% | $4,379-89.2% |
| Participant deferral / active EE | $1,793 | $5,797-69.1% | $4,933-63.6% | $6,730-73.4% |
| Admin fee / account holder | $23,382 | $14,904+56.9% | $12,223+91.3% | $14,365+62.8% |