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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,768 | $166,268-86.3% | $165,100-86.2% | $145,897-84.4% |
| Participation rate | 43.5% | 82.0%-38.5pp | 78.6%-35.1pp | 80.3%-36.8pp |
| Annual return | 13.11% | 100.52%-87.4pp | 70.21%-57.1pp | 552.29%-539.2pp |
| Employer contribution / active EE | $1,497 | $5,284-71.7% | $4,348-65.6% | $4,663-67.9% |
| Participant deferral / active EE | $3,637 | $6,964-47.8% | $6,035-39.7% | $6,689-45.6% |
| Admin fee / account holder | $380 | $16,659-97.7% | $12,696-97.0% | $13,390-97.2% |