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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $143,773 |
JANNEY MONTGOMERY SCOTT LLC5 years Service code 28 · EIN 23-0731260 | Investment Management | $50,000 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $303 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,688 | $112,582-29.2% | $105,624-24.6% | $200,096-60.2% |
| Participation rate | 91.7% | 86.3%+5.4pp | 75.3%+16.4pp | 72.0%+19.7pp |
| Annual return | 16.50% | 15.58%+0.9pp | 116.20%-99.7pp | 34.26%-17.8pp |
| Employer contribution / active EE | $2,543 | $4,580-44.5% | $3,168-19.7% | $3,038-16.3% |
| Participant deferral / active EE | $4,482 | $6,655-32.7% | $5,013-10.6% | $5,090-11.9% |
| Admin fee / account holder | $141 | $107+32.2% | $10,961-98.7% | $269-47.5% |