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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,323 | $201,259+26.9% | $184,200+38.6% | $145,959+74.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.99% | 28.98%-15.0pp | 28.80%-14.8pp | 561.95%-548.0pp |
| Employer contribution / active EE | $7,819 | $7,018+11.4% | $6,424+21.7% | $4,661+67.8% |
| Participant deferral / active EE | $17,182 | $9,806+75.2% | $9,132+88.1% | $6,689+156.9% |
| Admin fee / account holder | $14,896 | $16,372-9.0% | $13,907+7.1% | $13,398+11.2% |