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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,820 | $108,912-71.7% | $100,383-69.3% | $145,959-78.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 11.24% | 57.96%-46.7pp | 49.26%-38.0pp | 561.95%-550.7pp |
| Employer contribution / active EE | $4,553 | $4,423+2.9% | $3,944+15.4% | $4,661-2.3% |
| Participant deferral / active EE | $2,037 | $8,451-75.9% | $8,086-74.8% | $6,689-69.5% |
| Admin fee / account holder | $1,006 | $9,690-89.6% | $7,900-87.3% | $13,398-92.5% |