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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,096 | $134,817-43.6% | $123,973-38.6% | $155,188-51.0% |
| Participation rate | 76.9% | 79.4%-2.5pp | 76.7%+0.3pp | 80.8%-3.9pp |
| Annual return | 10.47% | 515.49%-505.0pp | 388.13%-377.7pp | 148.84%-138.4pp |
| Employer contribution / active EE | $7,867 | $4,425+77.8% | $4,126+90.7% | $4,248+85.2% |
| Participant deferral / active EE | $2,401 | $5,706-57.9% | $5,247-54.2% | $6,531-63.2% |
| Admin fee / account holder | $20,074 | $13,245+51.6% | $11,799+70.1% | $14,480+38.6% |