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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,692 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,367 | $55,470+21.4% | $155,556-56.7% | $74,478-9.5% |
| Participation rate | 46.3% | 61.9%-15.6pp | 78.2%-31.9pp | 67.2%-20.9pp |
| Annual return | 14.92% | 269.80%-254.9pp | 64.84%-49.9pp | 1370.56%-1355.6pp |
| Employer contribution / active EE | $1,412 | $2,267-37.7% | $4,675-69.8% | $2,626-46.3% |
| Participant deferral / active EE | $3,204 | $2,838+12.9% | $5,631-43.1% | $4,350-26.4% |
| Admin fee / account holder | $341 | $1,744-80.4% | $15,885-97.9% | $1,946-82.5% |