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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,692 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,367 | $55,446+21.5% | $155,574-56.7% | $74,429-9.5% |
| Participation rate | 46.3% | 61.9%-15.6pp | 78.2%-31.9pp | 67.2%-20.9pp |
| Annual return | 14.92% | 269.20%-254.3pp | 64.87%-49.9pp | 1368.38%-1353.5pp |
| Employer contribution / active EE | $1,412 | $2,266-37.7% | $4,676-69.8% | $2,625-46.2% |
| Participant deferral / active EE | $3,204 | $2,836+13.0% | $5,629-43.1% | $4,348-26.3% |
| Admin fee / account holder | $341 | $1,743-80.4% | $15,914-97.9% | $1,944-82.4% |