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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,058 | $208,088-39.4% | $186,193-32.3% | $154,746-18.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.61% | 89.97%-74.4pp | 78.03%-62.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $36,182 | $4,340+733.7% | $3,918+823.4% | $4,379+726.2% |
| Participant deferral / active EE | $25,700 | $7,078+263.1% | $6,513+294.6% | $6,730+281.8% |
| Admin fee / account holder | $2,124 | $11,698-81.8% | $11,058-80.8% | $14,365-85.2% |