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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,589 | $110,410+454.8% | $102,437+498.0% | $145,897+319.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.11% | 24.85%-18.7pp | 24.95%-18.8pp | 552.29%-546.2pp |
| Employer contribution / active EE | $19,554 | $4,217+363.7% | $3,871+405.2% | $4,663+319.4% |
| Participant deferral / active EE | $18,300 | $5,622+225.5% | $5,060+261.7% | $6,689+173.6% |
| Admin fee / account holder | $514 | $9,745-94.7% | $8,388-93.9% | $13,390-96.2% |