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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,589 | $111,814+447.9% | $103,374+492.6% | $145,959+319.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.11% | 24.77%-18.7pp | 24.89%-18.8pp | 561.95%-555.8pp |
| Employer contribution / active EE | $19,554 | $4,214+364.1% | $3,869+405.4% | $4,661+319.5% |
| Participant deferral / active EE | $18,300 | $5,618+225.7% | $5,058+261.8% | $6,689+173.6% |
| Admin fee / account holder | $514 | $9,754-94.7% | $8,394-93.9% | $13,398-96.2% |