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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,398 | $102,422-51.8% | $147,117-66.4% | $80,959-39.0% |
| Participation rate | 46.5% | 75.9%-29.4pp | 82.2%-35.7pp | 67.7%-21.2pp |
| Annual return | 13.27% | 135.16%-121.9pp | 420.54%-407.3pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,550 | $3,717-58.3% | $4,932-68.6% | $2,757-43.8% |
| Participant deferral / active EE | $2,736 | $6,652-58.9% | $8,065-66.1% | $4,300-36.4% |
| Admin fee / account holder | $175 | $7,953-97.8% | $12,993-98.7% | $6,925-97.5% |