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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,842 | $169,336+4.4% | $129,384+36.7% | $145,884+21.2% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 10.68% | 14408.70%-14398.0pp | 9461.77%-9451.1pp | 551.85%-541.2pp |
| Employer contribution / active EE | $1,990 | $5,540-64.1% | $4,153-52.1% | $4,662-57.3% |
| Participant deferral / active EE | $13,534 | $4,985+171.5% | $4,166+224.9% | $6,690+102.3% |
| Admin fee / account holder | $51,872 | $9,912+423.3% | $7,686+574.9% | $13,392+287.3% |