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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,532 | $184,014+94.8% | $161,149+122.5% | $138,895+158.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.44% | 21.52%-8.1pp | 21.16%-7.7pp | 145.39%-132.0pp |
| Employer contribution / active EE | $3,076 | $5,055-39.2% | $4,360-29.5% | $4,194-26.7% |
| Participant deferral / active EE | $9,867 | $6,909+42.8% | $6,153+60.4% | $6,396+54.3% |
| Admin fee / account holder | $8,792 | $18,027-51.2% | $15,194-42.1% | $12,562-30.0% |