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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,266 | $111,878-70.3% | $93,727-64.5% | $145,897-77.2% |
| Participation rate | 14.3% | 74.2%-59.9pp | 68.7%-54.4pp | 80.3%-66.0pp |
| Annual return | 15.41% | 204.28%-188.9pp | 133.83%-118.4pp | 552.29%-536.9pp |
| Employer contribution / active EE | $851 | $3,092-72.5% | $2,421-64.9% | $4,663-81.8% |
| Participant deferral / active EE | $1,613 | $4,920-67.2% | $4,417-63.5% | $6,689-75.9% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,292-100.0% | $13,390-100.0% |