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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,032 | $100,073-90.0% | $85,126-88.2% | $145,877-93.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.23% | 84.11%-70.9pp | 66.63%-53.4pp | 551.28%-538.1pp |
| Employer contribution / active EE | $820 | $3,236-74.7% | $2,731-70.0% | $4,663-82.4% |
| Participant deferral / active EE | $1,408 | $5,294-73.4% | $4,523-68.9% | $6,691-79.0% |
| Admin fee / account holder | $545 | $7,261-92.5% | $6,160-91.1% | $13,402-95.9% |