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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,201 | $106,524-8.8% | $152,301-36.2% | $87,485+11.1% |
| Participation rate | 70.4% | 75.8%-5.4pp | 82.4%-12.1pp | 68.9%+1.4pp |
| Annual return | 21.19% | 26.89%-5.7pp | 80.50%-59.3pp | 26.06%-4.9pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $8,400 | $6,525+28.7% | $8,004+5.0% | $4,274+96.6% |
| Admin fee / account holder | $12,149 | $8,287+46.6% | $14,398-15.6% | $7,775+56.3% |