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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,201 | $99,875-2.7% | $146,866-33.8% | $86,983+11.7% |
| Participation rate | 70.4% | 75.8%-5.4pp | 82.5%-12.1pp | 69.5%+0.8pp |
| Annual return | 21.19% | 28.10%-6.9pp | 102.85%-81.7pp | 25.83%-4.6pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,425-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $8,400 | $6,322+32.9% | $7,759+8.3% | $4,194+100.3% |
| Admin fee / account holder | $12,149 | $7,838+55.0% | $13,620-10.8% | $7,856+54.6% |