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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,691 | $174,379-64.0% | $152,093-58.8% | $138,895-54.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 21.73% | 74.86%-53.1pp | 66.36%-44.6pp | 145.39%-123.7pp |
| Employer contribution / active EE | $2,063 | $4,652-55.7% | $4,175-50.6% | $4,194-50.8% |
| Participant deferral / active EE | $2,685 | $6,159-56.4% | $5,451-50.7% | $6,396-58.0% |
| Admin fee / account holder | $576 | $16,880-96.6% | $14,497-96.0% | $12,562-95.4% |